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29 April 2019 | 40 replies
It includes all major assets & liabs, inc some pers prop that has value (or is individually insured) & I would consider selling to fund new found opportunities or if there was a major emergency requiring a change in budgeting/liquidity.My PBS is currently three pages long, broken into sections w/ sub totals to assist in analysis:AssetsReal Prop (Assessed, Purchase/Rent data, 2-3 free online providers like Redfin, then averaged.)Personal Property (Cars, Art, Hard Assets, things not in an account or "foggy" daily market value)Cash Accounts (ie funds w/ access not limited by age, Banks, Brokerages, CVLI, prepaid taxes,large pending incomes like insurance settlements & reimbursements owed to me.)MineSpouseCo-AccountsRetirement Accounts (or anything where access to the value is age restricted)MineSpouseBusiness 1 (Net number carried over from separate business records)Business 2 (List as needed)Liabilities (Would section these out too if I had enough to justify it)Listed in order of assets above if tied to such, mortgages, HELOC, etc.General liabilities listed next, largest to smallest.Net Worth CalculationThen I include several lines of totals; subtotal of amount available for conversion to REI, ratios & simple measures like mo / mo & trailing 12 mo avg % & $ return.My FI goal is over the long term to average at least 1% mo / mo gain in net worth.I have found this to be best for me for several reasons:I have a hard time visualizing a set $ amount as a goal because my amount required to retire would then seem too big to tackle.
27 April 2019 | 3 replies
The tenant had been there 30 years paying well below market rent and going into the deal I knew this would be a major project but I was not expecting it almost a year later.
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26 April 2019 | 7 replies
Of course, there is a MAJOR difference between an arrest or charge, and a conviction.
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28 April 2019 | 9 replies
A single turning into a fourplex is probably going to have some major code issues and might be a bit advanced for a first time out of state midwest deal.
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26 April 2019 | 2 replies
I've switched my major to Business and have already signed up for classes in the Fall.
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30 April 2019 | 9 replies
I think that's typical of any major market.
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19 December 2018 | 3 replies
Did you own and occupy the majority of them?
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18 December 2018 | 2 replies
My research on this has not scratched the surface of how a majority of Universities are dealing with this (please do some google searches and contribute any findings to this thread).
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11 November 2019 | 13 replies
But 27% is a major increase.
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17 January 2019 | 5 replies
Do not rely on zillow to give you reliable numbers.There are several companies that will provide accurate numbers in major metro areas for a monthly fee.