I'm mainly looking for property for my wife and I in rural Texas.

Choices:1 - Refiannce on the new property and use money to make a downpayment on a new property2 - Save up 20% for a new property3 - Try to quliafy for FHA loanI am wondering mainly in NOVA because our market is tapped out, is it even a good time to buy right now when everyone is saying the bubble will burst?

I live in Maine.

I was there a couple weeks ago, but they ended up cancelling due to construction of the dining room.  

Hopping on the MLS isn't cutting it anymore for most.To answer your question, I seek larger apt communities (don't have one over a 10 yet) mainly for economies of scale.  

I should have been more specific in my question but I guess my main concern is if achieving that financially independent point is possible while still working at a 9-5 career?

However, there are many other things to consider when taking money into a new country.I personally have considered most of the bigger cities in europe and have found that the main thing to consider is the currency of the target area versus where you are.As an example, norways economy is largely driven by oil and with todays oilprices the currency here is very weak.

i work s a realtor and investor.as a realtor, i mainly sell residential and have lots of REO experience.

Mainly investors who buy and hold properties.

Hey Daria,We read different peoples opinions on whom to go with, not your main bank or with your main bank, in the end we chose our main which was Wells Fargo.