tell them you're not ready to have your credit pulled and don't want to start an application, and then just ask what you might qualify for, what is involved in filling out an application, etc.call some national banks and some local lenders. 

That said, I hate paying retail for anything so I'd probably just build my own locally and hold them for rentals lol

Guild is also one of the most expensive lenders out there, they are a big behmoth with private and public shareholders to please, so costs are much higher to drive profit for them.I am a local house hacker/investor and lender for WA State, and would be glad to help you with this @Chelsae Roach!

We have a local meetup that meets every first Wednesday of the month.

The BP lender finder tool should be a great way to connect with some lenders but you might also want to check with some local small banks. 

Local investor agent here.

We’re working with a local agent, just published it recently in the traditional platforms (StreetEasy and Zillow), and looking for additional ideas.Hit me with your best strategies!

Don't rule it out, happy to put you in touch with local NYC lenders that can make the deal work based on how much cash you want to put out. 

According to the local realtors I met with, the market here is very hot with little inventory.

I am from California and I am looking to get into the local market.