So he sends me an email back this morning with the advice his attorney gave him and now I am completely stumped.. meaning I don't even know what to say back or how to reply to what he says here is the exact email he sent me this morning after speaking to his attorney, " Hello,I spoke with my attorney yesterday, and what you have presented would be a good idea if I was in financial trouble, or had a property I was unable to sell.

Then make the payments no matter what.Short sales are only possible with an owner who is behind on payments and can demonstrate financial hardship.  

That business will be able to guide some of the financial information, and will also be able to supply me with an abundance of referrals for contractors, electricians, etc.Current finances:110k income between my fiancé and I.

If you maintain solid financial statements, you will be able to sell that property in the future a lot higher because you technically increased its value (regardless of the market) because of the increase of its Net Operating Income.  

Even those who did not have flood insurance have the financial capability to get the repairs done.  

Is this something I should ask the seller about in relevance to the home's financial history? 

This is one in which the issuer (or a person acting on its behalf) has sufficient information to evaluate, and does, in fact, evaluate, a prospective offeree’s financial circumstances and sophistication, in determining his or her status as an accredited or sophisticated investor.

So what it I create a marketing scheme to send letters to these individuals about 7 days after they were filed the NOD, 30 days, 60 days 90 days and so on until the final date of auction.  

So if you did move from the property later on the taxes would kick in and drastically reduce your cash flow and other financial measures.

But those are only individual realtors, we have no agreement with any of the large companies.