Contact the owner of the “drug house”.

This will give you close to owner occupied rates.

You need to get your own marketing going to start conversations with property owners and learn how to talk to them properly in order to create good seller financing deals. 

When speaking to the owner (building rapport), your main goal is to figure out which of these main 3 is most important to them.

I'm surprised both booking sites do not have their own useful tutorials guiding owners from start to finish.

@Taya Shavers One of the reasons that real estate can be a better investment than say stocks is because of the immense amount of tax benefits available to real estate owners.

The jurisdictions nearby that allow non-owner occ STRs are unincorporated Adams County, Gilpin County, Arvada, Wheat Ridge (with some restrictions, last time I checked there was a waiting list), Westminster (owners can only have one STR property there as of last year), and Larimer County.

The owner wants nothing but 275k for it, not open to any other options.

Hello BiggerPockets Community,I'm a 31-year-old business owner with a thriving enterprise generating mid seven-figures annually.

Consider options like Joint Tenants with Right of Survivorship (JTWROS), which allows automatic inheritance but no removal of a living owner, Tenants in Common (TIC) with share flexibility but potential non-family inheritors, or a Lady Bird Deed (life estate deed) for your parents' lifetime usage and automatic transfer to you upon their passing, offering both flexibility and long-term security.