I just can't really see why NOT to go with someone else if their programs/products "shine".Thank you for any input.Ben

My husband and I went to a 3 day event with Fortune Builders but didn't do the program becuase of the price.

@Scott Harper While the national flood insurance program did increase fees associated with multi unit houses (there is now a $250 surcharge for any houses over 1 units) and did add this same surcharge non owner occupied single family houses, they are not higher rates that owner occupants pay, just a surcharge.  

With college you tend to have a lot more turnover as they are 2-3 year programs vs 3-4 with university. 

I noticed you are in the Denver area, so if you would like to meet, I am open to show you the program and also would love to add you to my network. 

You can find the details of their program here.

I'm new to investing and have been researching for the last few months alon with learning through a program.

Be alert, if you time it right you might be able to get down payment assistance/grants (I got $5,000 from a local program and used it to buy my interest rate down to 3.125% which is way below typical market rates for a Duplex).

21st Century has a CASH program that is considered one of the most attractive options for new homes.  

Of all of the banks and government entities, HUD is by far the easiest and quickest to submit offers (it is NOT the quickest for everything else).