If you are going to do your own work, then you can essentially be the best customer HML can have. 

The 50(a)4 Change - There was a common phrase in Texas “once a cash out, always a cash out” which essentially meant that if you took a Texas Cash Out loan on your primary home it would ALWAYS be a cash out loan…even if you refinance later and didn’t receive cash out.

The benefit here is it subtlety fixes the tax problem you are experiencing.

(Increase rent at OKC house, save like a mad man, and seek seller financing or low money down properties)The benefit of the property is that it is an A- house/neighborhood surrounded by a rougher area that is experiencing gentrification.

I have benefitted from market appreciation on my BRRRR but even with the market appreciation on top of the forced appreciation I have yet to get all of my invested money out via the refi. 

But, usually, the repairs that can be deducted have higher tax benefit than from the deduction of the basis depreciation. 

The added benefit to going this route is while initially your credit will take a hit, in the long run it actually will allow you to obtain larger lines and with even more balance transfer offers. 

ex. they are obviously selling it at way below the value of the property, can we benefit from this?

I’ve been trying to find deals that will benefit me 3-4 years down the road when I move out and rent both units, here’s my question: is there an equivalent to the 1% rule when owner occupying?

I also deposit money into a 401k and a Roth IRA each month (totaling about 15%)I just feel like I could be doing more or something else that could greatly benefit myself. does anyone have any advice?