Each of these are both good and bad depending on your Scaling plans. 

Rates will be anywhere from 7-10% depending on credit, prepayment penalty, LTV, experience, and property type. 

@Jarrett FogelmanThe answer will depend on the rational behind your unwillingness to but a property just by yourself.If you just want to spread the risks, you can invest through these crowdfunding platforms.

It is 100% a business transaction for the bank and depending on how big the bank is and how many layers of approvals and internal reviews they have, it may take months to close.The only part of the process that is within your control is how quickly and how thoroughly you respond to any requests the bank has.

It helps you manage the relationship better in my opinion, depending on the tenants.

It is often more expensive, and can be difficult to find qualified tenants, depending on your market, but legally speaking, it isn’t any more complicated than other states.

CRE on the other hand may depend on changing work patterns and economic factors. 2024 will be one to look out for! 

But I saw on the Internet that they are going to start charging $1,200 for the properties.

Sure, it depends on your financial situation, but you gotta think about appreciation, tax write-offs, and amortization.

Even with a tenant in place, the lender for DSCR purposes will only go up to 110%-120% (depending on lender) from market rent.