@Kevin Uzelac If you want a long term hold, you need long term funding which will most likely be from a traditional lender.Start checking around with local lenders as well as national lenders and credit unions to see what it will take to qualify for funding for rental properties.

Is that what you are tracking? 

@Bo Goebel you are on the right track.

I don’t know how to get money from an investor or a hard line of credit so I decided to come here to watch and learn.

Most of the "Established" firms had the inside track and were active in lobbying so it has not filtered down to most of us BP level investors.

@Jon Mark, what does 'bad credit' mean?

But I do have good credit.

I've only dealt with a Credit Union and I'm only able to get 5 year term, 20 year amortization. 

I have only purchased a single RE that I projected as cash neutral property and it had a $45k to $60K value add.In my primary market, the long-term appreciation track record goes back at least 60 years. 

I cant just credit Rich Dad Poor Dad because at some point in 2015, I found BP online and it was HUGE push forward to help get my feet wet, by reading other people stories, following forums, and reading articles.