I went to court and fought my case but of course no use.

Divorce and she is required to remove them by court order?

Can I get a list of distressed properties from the court house?

So even elements that don’t appear damaged can be contaminated.

You see, there’s nothing worse for an attorney taking on a contingency case, fronting all the legal expenses and investing their time to win a case and obtain a court judgment – then NOT be able to collect on the judgment.So, astute attorneys will research the available assets and insurance before accepting a case on contingency.

Court gave judgement in favor of the second mortgage bank allowing them to foreclose.

The numbers you stated certainly appear to work - even likely adding in some assumption for taxes and insurance. 

Have valid reasoning for the restriction and apply it evenly to anyone who applies, so it holds up in court. 

@Melissa Robbins - I just bought a 4plex in that area and wood rot appears to be the problem for me as well.

Here's what we do (copied from our website):Screening ApplicantsPoor screening often results in lost rents, legal & court costs and costly damages.Screening of applicants includes the following:Full credit/eviction/criminal checks are done, instead of score-driven reportsVerification of rental history includes validation of actual property owner to avoid fraudVerification of stability of income & employment via YTD paystubs & W-2(s) (analyzed to confirm not fakes)Income is calculated 3 ways to spot stability anomalies: pay period, YTD average and YTD + W-2 average.Debt-to-income analysis (more accurate than traditional 3x rent requirement)Bank statement to see if NSF issues, if deposits support income, prove MoveIn Funds, also analyzed for unusual transactions.Pet screeningHolding Fee required from approved applicants to make sure they are serious, before your property is marked pending.