in your expert opinion is the NPN volume drying up somewhat or is there still a bunch of shadow inventory of notes ? 

Conventional Loan have too much requirements  and hard-money while has its place in real estate, I would like to see other options if avail.HJ Bercy

A traveling sales man can probably store boxes of toothbrushes and brushes in the garage without any unreasonable concern as he sells the inventory on a route, a bit of judgment applies, certainly he can't store lawnmowers in crates or bathroom fixtures or gas welding supplies.

Then conventionally finance the rest: already having it on hand if you had to pay it off yourself.About credit cards.

FHA and conventional loans have maximums and credit issues and down payment requirements :)

(I may have figured this out as I am typing this, but I will still post this to get more views on the situation.)BTW the numbers are as follows:Duplex price:$235,000Money down: Poss 0%-5% (11,750) with conventional financing at around 3.8%Taxes: $939Ins: approx. $1500Top unit Rental: currently not rented but the potential is $750 for the areaBottom: Future rental is potentially $1000Anything else I missed please let me know thanks.

I'm always looking for wholesale deals and at times I also have excess inventory that I sell  let me know how I can helpTim [email protected]

I just bought a multi (2) family myself last year July so i'm very cash poor but i would like to take over this property.The seller:Seller owes 226kMarket value: Between 275K- 300kMortgage 6% (Conventional loan)Tax: 14k, Insurance 1,5KThe seller is current with all his bills.The rents are below market value and will cover mortgage, tax and insurance.The seller is open to any creative deal.How can i structure this deal so i don't have to put cash down and eventually refi the mortgage to get a better rate..Thanks!

I bought in 08' for 125k, and I owe 104..... if values are the same I would be close to 20% equity and could refi to conventional with no pmi then go FHA again but something tells me my house has lost a good bit of value!  

IF this is a 20% down from his LOC, and 80% conventional...he can't refi..there's nothing to refi.