We are looking to invest in Kansas City MO and currently reside in Colorado.

So I'm able to close right now on a co-op here in NYC and my rate lock on the mortgage expires next week. 

As far as clogged sinks and toilets, around here it is city ordinance that tenants not clog toilets and sinks!

I've had my current job for 2 1/2 yrs making 75K per year and have a clean background but before I had my current job I was unemployed for a while and ended up filing for bankruptcy causing my credit to take a huge nose dive (sub 500 range). my Question is: to avoid the credit requirement (I wouldn't be able to find a co-signer) would I be able to put an entire lease down as a security deposit and pay my rent as usual so long as my income qualified?

They see all the paperwork and panic not knowing that most paperwork can be found online and the title co/RE attorney takes care of the big stuff. 

(Ordinances aside, looking for standard answer)

I have been advised that if your holding co LLC EIN is NOT the one making the payroll then it does not count towards the loan calculation.

We are looking primarily in Colorado Springs.

It was pushed back because the buyer needed a co-signer.

The entire process took time and my tenant was very helpful because I live in CO, but for $75 there is a new motor!