Then I work backwards from there with major items such as roof and hvac.

What this did was allow for my contractor to not charge me for this items in his scope of work.

Lastly, and probably the most important item is going through the Condo Docs and operating budgets and all that.  

Just because you provide a stove and refrigerator does not mean you are required to maintain and/or replace those items.

On the loan I am referring to today, the home had been significantly renovated and there were items the appraiser noted that had to be fixed prior to settlement.

All items from IRR, to plans, to any utility upgraded you will be responsible for to meet the CURRENT "CODE" for all trades , dirty work aside from demo, drainage is ALWAYS a major concern and will require engendering, will you have to install and or improve of site land or hardscape, disability access requirements, and a number of other factors.....

We have a Bldg in Arlington Heights that one small item lead to years of addressing small issues and tenants getting business licenses and inspections thru the county.  

They called us on the 6th of October wanting their now abandoned items.

Not sure Mark, I'm trying to get into fixed, long term debt to capture the low interest rate advantages against the not-so-low pricing in the current market.

Look at R312.1 item 1.