FULL disclosure this next rental will not profit me much because of the high-interest rates but I want to keep it long term even If i am breaking even per month.

@Luke RentzFirst I have never done this but have heard alot about it and have some questions as well.I have heard that for many banks they don't want to own property they want payments so for most of them if they are getting paid they are unlikely to cause a stink and may never even know a property has changed hands.I understand with rising interest rates they may try and find these to get rid of the lower interest rate loans?

Rental rates?

You still have to pay it eventually, possibly at a higher rate.  

@James WiseI am going to borrow the money to pay my buyers agent from a crocodile lender, then ask the seller to sell it subject to and finance 100% the equity at 0% interest I will then take an advance on a credit card that is 0% and within 12 months I will be able to refinance everything when rates go back to 3%.

Non-QM products don't, but you'll be capped at 75% LTV and pay above-market rates.

Be able to answer questions regarding average price points, rental rates, new developments, local policy change, population density, job/business allocation or relocation, etc.

Interest rate is at 3.5% so I'm not going to refi.

Also house hacking gives you the best interest rates and ability to purchase with little money down. 

I'm just so doggone curious why my response rate on my postcards was a whopping 10% in California City but pretty much 0% in Lancaster and Palmdale.