I have no reason to be making this up and would not be making statements in absolutes if I were not completely confident but I can't force you to believe me.

If the numbers don't make sense and I would bet in the DC market they don't then don't force it.. wait for one that does work or move to plan B. 

Banks were stuck with junk loans and that is what forced them into default. 

Buyers came back in force last month as a modest, seasonal uptick in listings were enough to fuel an increase in contract signings throughout the country," says Lawrence Yun, NAR chief economist.

So in your example that cash-out refi replaced the original note and since you have forced so much equity into the deal, you walked away with 90k and had the original note payed off? 

Commercial lenders (ARMs, higher rates) will entertain blanket mortgage scenarios.

Its simple and not forced. 

Another thing is that I would also look to purchase a place that in the instance of any regulations against short term rentals in GA, could still cash flow at least minimally in case of a sudden forced change in strategy. 

It is barley more than a form of forced savings at a cost to the owner.

I am so glad you told me about the marketing scheme, though, and I will be sure to look out for forced refinance and and bumped interest rate.