If you will only have time for one property consider a really good management company for your current properties (assuming they’re in one area) so you can concentrate on your family and one new place just to keep your hand in.Pay for the new property by offering second place interests in your current properties in addition to a first on your new property.

Maybe doing a flat fee for the smaller unit and then crediting the main house might make sense.

With a mediocre credit score.

You need to start building credit.

I have find the majority of the time the MICs will be accessed through brokers, who charge an additional broker fee. 

The house is a 3b/2ba 1,895 sq ft home but an additional sunroom built in which brings sq ft up to 2,055 (based off tax records my agent found).

My credit is good just don't have much saved yet.

Would be happy to provide any additional information as needed.

I'm originally from San Francisco and started investing in Columbus back in 2021 with a 3bed/1ba single-family home and now have 3 additional duplexes in my personal portfolio, all in Columbus.

Did you know about various tax credits available for real estate?