Appears recent federal tax code changed the deductible items I can take on the refinance of my personal residence, i.e., looks like points are no longer fully deductible.

Military member living in the Hampton Virginia area, when approved to move off base, we receive an allowance to find a living situation.

However, besides moving some of my bigger items out of here and into a storage unit near by, renting it as a single family would be much faster and cheaper right now.As I'm typing this, I feel it's really more of a personal decision. 

You should consult your CPA since I do not know what your current itemized deductions are and how the debt will affect one rental deduction and the purchase of the second with the debt of the first loan.

Who is responsible for the “error” is irrelevant if the closing docs allocate ultimate responsibility to the party who should pay the item... which they should.This is like refusing to pay your share of a final water bill.

One of the items that buyers remember when they are purchasing a home are the countertops.

In my area it is $6 sf to replace. 1600 sf*$6=$9600/10 year life span/12 months in a year=$80 per month for 1 item. i use a minimum of 10% for capex.

Being that I haven’t done anything with taxes yet, can I count items from previous years (i.e. new roof, insulation, electrical)?

What are some examples of “luxury items” that you mentioned would not be covered by the loan?

Jump over to the military section of these forums for some good info.