@Dakota GageNo lender on an owner occupied property would lend the full 100%

Awesome to read all of the posts and replies on BP...I can tell this is going to be a great resource for me.I'm new to the real estate game and see my first investment being in Spain (I'm moving there this fall and the plan is to be there long term.

Originally posted by @George Lea:Grew up in Ohio, but have resided in Tokyo the past 6 years. 

I posted yesterday, but want to be more specific.

Now the tenant is claiming that since they did not receive the deposit/itemized deduction statement/ receipt within the 21 days, she is entitled to the full refund and threatening small claims court.

It says "Profit = sales price - purchase price - expenses"  Even on the levered fix-and-flip deal example it gives the full purchase price. 

Your current price around $2200 has you competing with full service buildings with amenities. 

At minimal the personal loan would be incorporated into your debt to income ratio when you apply for the financing on the purchase if you were trying to qualify on a full documentation loan. 

Any tips, resources, or experiences you can share would be greatly appreciated.

I am sooo glad I just read this post.