I'm going to see if I can get pre approved for a zero down again, if I can do that and get an equity line after closing I think it will work out well.

Hard assets like commodities and real estate serve as an insurance policy.  

At that point, every time I bought something, my bank account would go to zero or pretty close, and then I would build it up and do it again," he remembers.

As a lender I am familiar with these rules and policies.  

Upon a finding of delinquency of the account consistent with the policies adopted by the public entity regarding nonpayment, cost of the service and expenses, the clerk of the public entity may file a notice of lien with the county clerk of the county in which the property is located describing the property, cost of the service provided and expenses incurred by the municipality, excluding late charges, penalties, and interest, and stating that the public entity claims a lien on the property for this service; provided, that a lien shall not be filed against property in which the delinquent account is owed by a tenant or lessee and not by the property owner; "

Beware of their applications and all their screens, because they don't use SSL and score a 0 (zero) on my 'are you serious?'

Question: With a no pets policy, tenant brings a doctors note stating she medically prescribed to have a service dog to counteract anxiety condition, she moved in without a pet and knew the policy beforehand. 

Be careful to read through the plan policies and see what is covered and what isn't so that you know exactly what you're getting for your money. 

@Alberto Stein RiosYou are not likely going to find a credit vendor who will allow you to pull any type of credit without brick and mortar along with policies to protect the reports including storage and destruction.  

Also, there are probably a few closing cost fees that you may want to take into account if you haven't already done so including inspection fees, escrow fees, lender's title policy, loan origination fee, etc.