Then do it.It's really that simple.

As said above Network and pile up cash, plus live simple, eat simple and get this behind you as quickly as possible.

While you can definitely participate in those programs, it is even more vital for you to gauge your finances and not overextend yourself in these purchases.

While I know you want to keep it simple, you also want to do it the legally correct way.

Just to keep things simple....

It's all about the loan company wants to cover their a... so they do an inspection.When you have a simple kitchen sink without a faucet it will not pass inspection lots of small issues will cause it to fail.

Account Closed I use a simple google sheets spreadsheet to calculate my expected income and expenses.

If they become even more of a hassle, evict them, keep it simple .

The facts are pretty simple.

While this may not be a great answer from a legal prospective, but the reality is simple....