I'm considereing borrowing some from my brother inlaw at a low interest rate.

It requires careful research and consideration of all factors involved, including location, budget, and desired features.

Will take that into consideration when traffic hopefully picks back up in January.

Congratulations on pulling the trigger on your first investment property!

There may be some transferable skills and things you can take where you aren't completely starting from scratch in going the trades school route.I think other considerations would be where you are in life financially, educationally, and from a professional development perspective. 

You need to have your CPA approve the structure before pulling the trigger. 

Keep in mind that when refinancing, you need to do a cost/benefit analysis and take into consideration the higher mortgage and monthly payments.

Interesting thought on the loan side, haven't ran into that before, I think in our market banks are hungry enough that if the deal makes sense within their LTV restrictions and DSC they'll pull the trigger.

I'd give more consideration to the end user interface... the devices, how well the rooms heat up, air flow, and thermostat controls.

The cost of a good "quality" cost seg study has come down considerably in the last few years.