For one if you are looking at purchasing a $100,000 property and the listing broker has a 6% fee built into the deal you could either participate and get a 3% commission or choose not to participate and negotiate to have the purchase price brought down $3,000 (better IMO as its not income this way, but rather reduced price).

Check out student housing see below.Locate and attend 3 different local REIA club meetings great place to meet people gather resources and info.

Young (20ish) couple presented as working 'wife' making 3x the 2-bedroom rent monthly, and non-working ucla grad student 'husband', recently relocated from midwest, and with no children.

Specialized or niche housing like student housing or vacation rentals.Locate and attend 3 different local REIA club meetings great place to meet people gather resources and info.

Rich, I'm not so concerned with your participation since you are a big boy, you have access to a good attorney and you've been there done that, so my thoughts might be geared more toward other readers.

Welcome to BP Mitch, sorry this passed me by, If you search here "student debt mortgage" you'll probably find a recent thread where this is addressed.

The best way to learn is to jump in and participate.

Welcome Neal, Two pieces of advice, Participate and be active here, and search through the existing info there are many articles for new investors.

Any business law students here?

I have looked at rental applications before that listed HUGE car payments and student loan payments and despite that they did earn 3X the rent, they ended up not being the best "match" for my rental.