@Jordan Moorhead that's correct, a realtor for one of the properties replied requesting a letter from a lender:"If you would like to place an offer here are the details I would need to write.

I am so frustrated with BeenVerified and others that don't give the right information.Most of the info is not correct, and you waste a lot of time with it.Thanks so much ....

I'd say you're correct in being priced out of those areas but worry about the numbers, not the price.

(Thanks for the replies).

I put the address in and it gives me 20 responses, all not the correct address.

I read every single post and reply there.

Talk to an attorney so you can make sure you get them set up correctly

@Chris Mason, thanks for your reply!

Ten percent may not be close to the correct percentage, but has anyone had success in finding a ratio/percentage that works for them and that they would typically go by before considering a property to purchase? 

Thank you so much for your time and input, I have a while before I can take action on anything, but I want to be able to analyze a deal in my sleep by the time I get there and be confident that I did it correctly.