You could also have the PG be reduced until eliminated completely once certain metrics have been hit with the property.These days I do not do a deal unless I get MY terms.

I'm a Doctor of Physical Therapy who realized that trading my time for money is never going to earn me freedom (and not even come close to paying off my student debt).I've recently opened my own Cryotherapy Clinic and it is my first true business asset.

Earnings?

They set a price and ride it for approximately a month, then reduce it if there's been no activity or offers.  

I"m earning less than 50 basis points on my savings accounts and most banks are paying less than 2% on longer-term CDs from what I've seen.

I'm not saying TRID will reduce those fees (someone has to pay for the CFPB), but at least some of the paperwork will be simplified and we'll have a usable GFE again!

I would like somebody who I can work with to actively reduce my tax bill and to help me with strategies to maximize the deductions I can take within my business.  

Rather than insist that everyone has to earn less for your sake, you adjust your budget accordingly. 

How much income to I need to earn in order to qualify for this kind of money?

You might not meet the LTV the bank requires, but it may help reduce capitol necessary (house is worth 20k more than you purchased, would only need ~5k added to principal to hit required LTV).- To sell or to keep?