The concept you explained though makes perfect sense in applying funds received to utility payments and then rent to mitigate risk.

Any advice or accounts from previous experience will be well received!

I am located in Minneapolis and I want them to look over lease documents for NNN property to make sure all my bases are covered before proceeding forward.

Be sure to document and substantiate.  

Makes it easy to send documents to clients...As a CRM, we use 'Seize the market'- it organizes all of our leads, syncs to google calendar and even has a dialer feature which is super convenient.

I received the disclosures in the morning with a stated 30 year fixed 5.0% interest rate (0 points) for a $70,000 SFR investment property with 20% down.

Both rented and positive cash flow.Subject Property:  Traditional detached SF property in NJPurchase amt 410k10% down (don't have funds to do 20% unfortunately)While I am confident in my mtge guy, for prudent measure I wanted to check w/ the BP community to confirm the following..Freddie:  'My income is too high' (Can certainly give figures, but not sure how to break it down.. 2017 salary + bonus; Rental income, 2018 salary formally approved and documented, but not effective until July; and 2018 bonus (which I have received already)FNMA:  'To get a second FNMA mtge, I need to put down 20%' (which I would like to do, but cannot come up with an extra 41k)FHA:  'My only option' (with the 1.75% upfront PMI and monthly PMI for life of the loan). 

He provided the documentation and a 30 day notice (as required by SCRA).  

This will require a sophisticated software (electing to use Appfolio) and well documented processes. 

Another year another opportunity for where one might receive applications from Independent Contractor (gig) workers.Does ANYONE have a process that they use to manage the risk associated with taking on Gig / Lyft / Uber drivers as tenants ?