Second homes will no longer be practical.

Maybe look for a discount agent who will place it on line and handle disclosures but not be required to do any showings or negoitiating.

It went from being a stated loan to practically full doc.

Terri,The short answer is the idea shouldn't be different, but in practice it will be different because LA has different foreclosure laws than NJ.

In the next couple of years when all the adjustable rate mortgages start to come on line we are going to be facing this hole problem all over again.

Nothing else.When I'm waiting for doctor's appointments-dentists, in line for other mundane consumer chores, I put stuff on index cards and study them. like sales objection handlers, marketing ideas, and the like.Or I talk into a portable digital tape recorder.Or I practice to complete and utter strangers my "elevator speech."

Everything you need is right online.

I apologise for the caps...its just that we get sidetrack by sometimes going into the irrelevances of political discourse, instead of practical suggestions, which i beleive is the focus of this forum....so if I iritate anyone...pls accept my sincere apology

I have found the most success finding both buyers and sellers by doing online classifieds with driver ads to my website where I can capture the information of interested parties.

Quicken Loans is the nation's largest online mortgage lender.