Sounds like you have the ad syndicating to all the most popular sites so that's probably not the issue.

Private lending would be more stable but the total return on a rising stock market could be greater.

@Evan DeVisserGetting very popular as alot of R2 and R3 lots particularly in Kentwood still available.

My lease specifies that tenants handle pests and any mold that arises due to their negligence is on them.The trouble with both issues, but especially the pests is if they're actually there, is that they can spread to other units so you can't let it go on too long or you will have a much bigger issue.After reviewing the lease and getting clarity on who handles what (if the lease doesn't specify that something is a tenant issue, then it's probably on you, but I'm not an attorney. 

I had done enough research and knew in my heart I wouldn't lose it all.  3) Have enough cash reserves to fix any surprises that may arise. 

I'd recommend waiting until you're married like James said due to issues that may arise down the line if something unexpected happens. 

Funny how this has been a story for 25 years yet California's population has grown by 10 million since this became a popular narrative. 

Question - are there any complications that may arise as a result of this conversion in terms of financing, obtaining insurance, management, expenses, future sale, etc.? 

It is also A LOT more work than my long-term rental, as I self-manage both and with Short-term rentals (especially popular ones) there is a lot of communication with possible guests, managing check-in/check-out dates, finding/hiring a cleaning and maintenance crew (especially difficult in a rural area), Social Media account (check us out on FB and Insta @twolakeslodgemi) and so on.

Probably less headaches for you too if they see each other minimally in case any disagreements arise, things get dramatic, etc..