The husband has done physical labor, restaurants, and property management in the past. 

I started my investing in Fort Worth and a number of my flips were in older neighborhoods near downtown where I could add a master suite for about $105-$110 a square foot, and have the finished product selling for over $200 a square foot.There seem to be plenty of small 600-800 sq ft bungalow style homes near downtown Raleigh and downtown Durham that would be perfect for this.

The only way to know that is by a letter from the city/county and or a rebuild letter that states the subject (specifically) was grandfathered into current zoning, what was allowed on the property and that it can rebuild if damaged or destroyed.”Circling back to our initial conversation, I can assure you that we will be able to refinance this property, however, the term length and loan product simply depends on the use type at the time of refinance:· If permitted as a triplex (or grandfathered in): we will be able to offer the 30 year rental product.

"The asset class is known for its survival during a downturn, but with so much class-A product on the market, will its reputation hold?"

You could very well be a good candidate for a move into commercial, NNN, or fractional products that are all 1031 compliant

I'm looking for brokers that work with a number of lenders to source a variety of loan products, and can help me look for the best rates and terms for my specific needs.

Is it only the time it takes you to physically type the text and the time it takes to read the text? 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proUse the Bigger Pockets glossary to learn more about real estate terms that may be new to you: https://www.biggerpockets.com/rei/glossaryThere are a few self-contained guides that you can access here: https://www.biggerpockets.com/guides

Outside of specialty products and programs.

If your agent/broker is knowledgeable about those types of products and has them available, it's likely more efficient for you to implement a single "master" policy for your properties.