I'm all about having strong opinionated people and surrounding yourself with those who are smarter than yourself and who are not afraid to tell you the truth.I would like to obtain and move into a 3rd property(townhome) in a nice neighborhood.

I'm all about having strong opinionated people and surrounding yourself with those who are smarter than yourself and who are not afraid to tell you the truth.I would like to obtain and move into a 3rd property(townhome) in a nice neighborhood.

Permit included in job (unless you're paying unlicensed people significantly less) in which case u pay someone to pull the permit.

If you did find someone who would do it, you would get crippled by the fees.The majority of people who do low to no money down deals are people who already have money.

That should be your focus.Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction.

For example, with 25% down what are people getting after all expenses are paid? 

It's people-intensive and blends the amenities of an airbnb  with a boarding room/inn concept.  

I was wondering how much do people budget for vacancy for seasonal rentals.

They take a while to assemble but the price and selection is good. 

Agustin, Regardless of where you are going to invest you need a team of people around you to make your real estate investing business successful.