It is because the Real estate market is efficient, and the price represents numerous factors. 

  - going into the market I can speak specifically more about the Memphis Market      - We are still seeing cashflow Day 1 from properties      - The market appreciation is still expected to be higher than the baseline avg      - Numerous Hedge funds and other large investment companies are still investing here in the city and elsewhere to I know with a little shift in the market a lot of people are hesitant to invest, but I have always been told this...Do not buy a house whenever the market says you are ready, but purchase a property when you are ready.

There are numerous small banks or credit unions near you that may offer a 5 or 10% conventional 30 year fixed on a 4 family for owner occupied.

There are several elements of the Air BnB algorithm that are based on how long folks spend looking at your listing photos...longer is better and gets you up in the search rankings. 

I've missed out on numerous deals because I have been greedy.

Complex has multitude of amenities and attracts numerous snow birds who rent from Dec-April.

Complex has multitude of amenities and attracts numerous snow birds who rent from Dec-April.

Does anyone know of any funders who can work with someone who has had tax issues and numerous judgments and liens over the years? 

Does anyone know of any funders who can work with someone who has had tax issues and numerous judgments and liens over the years?

My rookie REI journey has provided me numerous situations where analysis paralysis has eaten up a great deal of time and progress, I’m there again.