If the score is declining rapidly, perhaps the bank has notified him that the payment is going up for whatever reason and he keeps paying a lower amount.

If I had vacancies that VRBO (and to a much lesser degree Airbnb) weren't filling then I would look for other less know options.

Right now i have dozens of good qualified buyers (3% EMD, USDA/FHA/VA/700+ scores/2 years union/ over asking) that are getting beat out left and right.

Concentrate on improving your credit score, earn maximum income possible for the next two years and live as frugally as possible.

Limited or No History of Rental Income To calculate the Effective Income from the subject Property where the Borrower does not have a history of Rental Income from the subject Property since the previous tax filing, the Mortgagee must use the lesser of: the monthly operating income reported on Freddie Mac Form 998; or 75 percent of the lesser of: fair market rent reported by the Appraiser; or the rent reflected in the lease or other rental agreement.History of Rental Income The Mortgagee must calculate the Rental Income by averaging the amount shown on Schedule E.

I think fear is the lesser of two evils.

Factors to consider would be your income, debt, credit score, etc.

I get cards and letters every two months from trolling investors who know the score and want my property so they can flip it.

Secondly, be prepared to share income information and have your credit in line to be acceptable to a permanent lender (680+ credit score).

The credit score was very high, no derogs, and in fact this 40ish adult was a Trust Fund Baby, with huge assets.