I like the Fannie Mae just a little better because the mortgage insurance is cancellable where as the mortgage insurance on the FHA loan is not.

I guess I am just one of those basic lender types.put money out get a mortgage or deed of trust prom note.. lenders title policy and named additionally insured on the hazard insurance.I think your talking about an investment scheme.. :) of some sorts.. 

I say that because most people gravitate to FHA because of the low 3.5% down payment requirement but you can get that with a conventional loan which is a lot of times better because the mortgage insurance goes away on a conventional loan once you have 20% equity whereas FHA loans have mortgage insurance for the life of the loan if you put less than 10% down.

Outside of real estate, I'm a business insurance broker working with small businesses, commercial realtors and anyone involved with serving businesses with less than $20M in sales.

I would also tell her this is my last text about this issue, that you are firm on your stance, and not wasting any more time with her pettiness.

We had a small fire in the common area of our association that caused damage to all six units.Some owners decided to take advantage of the situation and add on minor renovations to the repairs.The insurance company (Erie Insurance) recommended that we hire (Perfection Restoration).

How are taxes and insurance handled in a Subject-To deal?

@Brian WheelerThere is a 99% chance this post gets removed, but my firm provides some free excel models that might be able to help you out.

Cost of insurance, taxes, trash removal, lawn work, what other incidentals are there? 

The "make it worth it" part would be that cost to have an outside engineer firm come into your property to perform the cost segregation study.