We would then use the short term rental income to fund the long term multi family portfolio state side.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

I really like the idea of house hacking, but my wife is not willing to move out of our single family home to move into a property with other people.

Quote from @Billy Farley: My wife and I currently own 3 doors and moved to a new larger city in hopes to come continue our real estate investing journey.Over the past year we have dealt with death in the family, 3 totaled cars, medical bills, moving expense, job change.

When you start talking larger multi family properties and commercial buildings (office, retail, industrial) then cap rates become a much bigger factor. 

This is for a Single family home we are using as Short term rental, so we dont want to go with big companies that charge $$$

Investment Info:Small multi-family (2-4 units) buy & hold investment.

I appreciate your insights and feedback:I have a single-family home I need to rent out long-term.

You are also able to make sure that your tenants are taking care of your property and check for additional occupants, pets etc.

There are some that don't charge interest on the money for the rehab until you're reimbursed from the lender on it.There are other lending guidelines out there such as: -Any level of investor experience-Funding in as little as 10 days-Credit scores as low as 640-Non-owner occupied Single Family, Multi Family up to 4 units property types-Purchase Loan Amount – up to 90% of Cost (depends on area you're purchasing and if you have a higher credit score)-Rehab Loan Amount – up to 100% of Cost-75% maximum after repair value-12 to 24 month loan term with Interest Only payments.