Build up your initial cash reserves.Your young, go overseas and get and set aside your extra pay. 

Imagine if a company contacted the city and said “I’ll do all the work of finding violators if you give me 25 or 50% of the extra fines you collect….”https://www.reviewjournal.com/...

I just factored in the lost revenue from their free stay and extra rent from the studio.

So, is there some reason why you are choosing to take on the extra expense of commercial financing just to put your properties in LLCs?

You need to set up a rigorous application process with proper vetting...

I charge an extra 35/dog/month, most families have 1 or 2. 

Now, understand that a lender is allowed to put extra rules ON TOP of the Fannie/Freddie guidelines.  

If there's an extra house on the property, it will be hard to find something similar and it makes for a very difficult and expensive appraisal that may or may not work for a lender.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it.We have a 12 page management contract that we've added our real experiences to over the years, with the intent of protecting both us AND the landlord.

If you just don't want to do a house hack that's one thing but if you would be open to it, perhaps a more rigorous search would find something workable...