That was their culture but there were also peaceful people in america before the americans came and on the continent of africa there were tribes doing similar things.Also to say that africans were living in mud huts, i think that's a gross representation off the facts, it comes off as a slight against african culture. there was more to africa than mud huts but i'm sure you weren't referring to the entire african civilization so i'll let that be.The thing that is a fact though is when the spanish, europeans, and portuguese came over their diseases devastated the local population who they came in contact with.

Peace of mind is priceless. 

This site has provided me with hours of reading material and very good info I plan on using to enhance my retirement.

The fact that he is black and/or a professor doesn't give him the right to violate the law and disturb the peace, act disorderly, etc.

I have been told that this can provide peace of mind for the tenant and has benefit for the landlord too.

Whether you go that route or cash for keys, it will cost something but getting the problem solved and the peace of mind back is definitely worth it in my opinion.For the next tenant, check out BPs Ultimate Guide on Screening Tenants:http://www.biggerpockets.com/renewsblog/2013/01/27/tenant-screening/If you need help, seek out a landlord association in your area and/or an eviction lawyer.Good luck

I don't know your specific market but I believe that would be extremely difficult to cash flow with numbers like that after expenses.Owning rental property is a capital intensive business and not having adequate reserves could lead to making bad decisions.I would spend some time on BP reading about the 50% and 2% rule when evaluating properties as well as discussions that outline the true costs of owning and operating rental property.I would assume that want to get into owning rental property to enhance the quality of your life.

Renters are more Savvy television has whet the appetite of many to want more for their buck.I am glad to see others doing more for their tenants.I agree the extras woo a better even keeled tenant. and the peace of mind is worth the few extra bucks.and for you number crunchers the RoI is practially the same give or take a month or two. 

I sealed the slate before putting the grout in, and intend to seal/use an enhancer in a few weeks after its dried out.

I too have considered canceling the policy but I view it like any other insurance, you're paying for peace of mind.