But it's not always the perfect solution.

I need some financing ideas or just any alternative solutions, contacts even, I'm in Oklahoma.

We need to find a solution from a different source than institutional lenders.  

Unfortunately, as part of a gesture of customer service, you inadvertently showed your tenant that you are willing to pay when "stuff happens" without following up to see which party is responsible. 

- More deals to be had in Winter - The economic shock to real estate post-covid, as little as it may be (5-10% even) is expected to work itself out by end of the year - Get your ducks in a row before then, narrow down on neighborhood, save down payment money, furniture money, any immediate repairs/customization money

@Chris Howell if you have the name of the lender, the phone number and address , you should be able to find something about it online .... maybe reviews, Former customers , court, complaints ... someone have to know about this lender.

I agree with you on the conversion of hotel to multifamily, and it would pose a tangible solution to the affordable housing crisis.  

Do you have any solutions to the DTI issue.  

What are some inexpensive ways to replace or repair a walkway? 

My old tenant moved out and he never complained about a minor issue a loose knob , my new tenant moved in and it seems to me like he wanted to take control the hard way by using a plier and that worsened the problem it can cost upto $200 just to call a plumber , I will try to see if there are any diy solutions.