I try to adhere to the lease agreement and not to let her personality control it.The current market has very little inventory.  

One of my PM associates says this particular community is 5% of his inventory but takes up 95% of his time.

I already have a first mortgage, so chances of the bank lending a conventional loan to me are slim.

Getting a commercial loan is a different process than a conventional loan.

@Victoria Silva Conventional Financing has very low rates as well with traditional banks.

For conventional financing, if the appraiser sees it and mentions it in the appraisal then probably not.

Later I went home and checked my email and noticed there was a wholesale property listed by a different wholesaler it was the same property and he had it listed for $67,000 LOL I guess this means no inventory?

My wife and I have the cash to throw down for the 20% on a conventional loan, but we would be wiped out after going that route.  

My property manager, I believe, charges one application fee that can be used on any vacant property they have in their inventory, but only theirs (they manage quite a few, including several apartment complexes in addition to single family investors).  

So far I've gotten two loan quotes, one conventional 70% LTV, 30 year amortization, with 5% interest and another commercial lender who will do 80% LTV, 20 year amortization, 5% interest, with ARM in 3 to 5 yrs.