Just want to get your views on these options.Company A:Dwelling coverage amount / deductible - $409k / $5,000Personal property coverage amount / deductible - $20.5k / $5,000Loss of Rents coverage amount - $40,900Premises Liability coverage amount - $1,000,000Landlord Personal Injury coverage amount - $1,000,000Other items from Company A:Medical Payments $1kOther Structures $5kTotal Premium = $100TOTAL premium = $979Company B:Dwelling coverage amount / deductible - $498k / $1,000Personal property coverage amount / deductible - $22.5k / $1,000Loss of Rents coverage amount - $99,663Premises Liability coverage amount - $1,000,000Landlord Personal Injury coverage amount - $1,000,000Other items from Company B:175% dwelling extended replacement costBackup of sewers and drains $3,000Bed bug infestation remediation coverage $2,500Medical payments to others $5,000Personal property and theft $2,500Landlord eviction reimbursementTOTAL Premium = $1,019Company A appears to be a “basic form” but for B I think it is “special” because it seems to include some other things (e.g. theft).

There are many items to consider.

I was concerned about a lack of the mortgage being listed, but if an offer is accepted I've asked for more detailed itemized expenses.Since it's been sitting so long we thought we might be able to come in low.  

I ended up calling all of my negative accounts and asked them to remove the derogatory item completely from my report if I paid them in full. 

A lot of rehabbers skimp on the expensive capex items.  

We were under the impression we should have received both an itemized list of deductions and the remainder of our security deposit by October 31st (assuming that October 10th was the 1st full day after vacating).

t=2974i wish i had a good answer. my last tenant that left trashed my rental. i didn't check in on them and they apparently made extra income by dog sitting. my doors/walls/floors were torn up. funtimes.one thing to do is add a line item in the lease agreement that you will do quarterly inspections of the inside of property, and point this out to them before they sign the agreement.

I would recommend getting the items fixed (they sound like small handyman fixes from the post but without seeing them I am guessing). 

Then I work backwards from there with major items such as roof and hvac.

What this did was allow for my contractor to not charge me for this items in his scope of work.