A common source of Subject To deals is people in distress (foreclosure) who have a pending sale date.

My goal is to actually live in the property and house hack 2 rooms while continuing to homeschool my children (ex and I are no longer together so living next door would be a very ideal scenario while raising the kids) once the repairs are done. 

Just to be clear conventional loan guidelines are just the standards set by FNMA to buy loans that have been originated, they don't obligate anyone to actually extend those loan terms to borrowers.

Hey Jennifer, I actually work with a company that does all of this.We (essentially) wholesale deals to OOS investors, connect them with our contractors, manage the rehab for them, and have a property management division as well.It's the whole A-Z operation and we did 200+ deals last year and more than 1/day this year.I'm not pitching you at all.

The exemption ceases on the fifth lien date after the season of planting trees in orchard form, and on the fourth lien date after the season of planting vines in vineyard form.

@Eric DeNardoI had not actually thought about that aspect of it.

How many ppl actually consider owner financing?

Make the first buy and easy win.To your actual concern.

If you prorate do ask them when they plan to stay until and are they staying until the end of the month or do they want to give you a date now that they will leave because my guess is they aren't leaving on day 20.

Again read the nys guidelines and make sure you are squeaky clean with your dates. if in the event you mess up the timeline there is the possibility that your eviction would be delayed due to not following the NYS guidelines.