I think they are different from what I've read.Dmitriy - Yes, absolutely 5.75% is FAR cheaper money than anything HML and far easier to access cash than any other source of financing. 

I also understand that I may only be able to acquire 3 properties in the exchange.Also, getting in a position where I could finance that many at once poses a challenge. 

-I have access to a below market variable rate (currently at floor of 2.75%; cap is 10%) loan that only requires 10% down through my employer for a purchase of a new residence.I'm trying to plan out the best financial moves going forward. 

There are very unique opportunities like working with government to build and provide housing, or create a business that renovates rentals for individuals with physical disabilities... flats with wider doorways, handicap accessible bathrooms, lower counter tops, etc. 

And the connections I am making seem genuine and accessible.

my suspicion (I havent gotten access yet) is that these three small cottage style rentals are not on seperate meters, and owner is paying utilities... therefore got solar... which I dont like... in Ca... people blast AC and behave like kids with their power if they arent paying it... 

Smaller markets offer lower barriers to entry and are more accessible to the broader investor population.

Nighi Le , Yes sir , the $16,000 is what I have in Cash and what it will cost me to acquire the Property I just need right around $35,000 to do all the Rehab and Repair work . 

Hi, I'm in contract to acquire a 2 property deal: 6 unit apartment and 6 townhome.

Many properties in Warwick are not ADA accessible, which may or may not be an issue for different uses.