Discuss, death, divorce, buyouts, life insurance on each other, etc.

On the PCR it says plumbing is damaged and sites a missing component the house will be insured escrow of 600.

That being said you can get a cut on your insurance every year with metal.

An investor also has protection in regards to bankruptcy, filing losses and insurance.

I am trying to do my due diligence when analyzing properties, and a lot of the time it seems that my cash flow becomes dependent on my cost per month of insurance.

The owner keeps paying for and taking tax deductions for the Insurance, R E taxes, Maintenance, etc. 

It may be a bit more in title fees for more expensive property, and insurance and tax costs will be higher but everything else will be about the same.

The package provided by the owner only listed monthly expenses of $415 (not including taxes, insurance or utilities).

(I'm senior management for a life insurance agency, transitioning to LA).

Now, if I take a reasonable valuation of about $1.1m (the slightly smaller, less nicely renovated house literally two houses over sold for about $1m a year or two ago) and throw that into a mortgage calculator with 20% down and comparable taxes/insurance, I get about $4,500/mth.