For all you bird dogs and real estate consultants out there who are not principals in your transactions:"After July 1, 2009, with certain limited exceptions, it is illegal to operate as a mortgage foreclosure consultant in California unless the foreclosure consultant has obtained from the Department of Justice a Certificate of Registration as a Mortgage Foreclosure Consultant."

These are the rules dictated by FM & FM for loans they will buy.

Tax lien certificate auctions come in all sizes; I’ve seen as many as 100,000 tax certificates available in Cook County, Chicago, IL to as few as 1,300 certificates in Santa Cruz County which is Nogales, Arizona.

But working from your list:Escrow fee ----Title insurance owner --seller provides title policy to buyerTitle insurance Lender --buyer pays this endRecording fees -buyerAccount Servicing Set up fees -junk fee, GWBush should payAccount Servicing Service fees -same as above(monthly, quarterly, etc) HOA transfer fee if any -buyerTermite Inspection/treatment -inspection buyer, treatment seller-I think in some areas state law may govern thisSeptic Certification -seller usuallyBuyer’s Home warranty -Realtors always tell seller this will really help their house sell quckly, it's a ripoff (generally), if buyer wants it tell him to pay for itSurvey, if any-if its required for the loan the buyer pays, if the bank will accept my old one I'll let them have it.New Loan charges -anything having to do with the loan is on the buyer/borrowerDiscount fee Loan origination Credit Report Appraisal MIP VA Funding Fee, if any--the VA may have some rules on thisNew Hazard Insurance Premium Congratulations on the sale.Frank

I give my tenants that have been there awhile, a nice turkey at Thanksgiving or a box of candy at Christmas with a reemable certificate for referring a prospect that rents from me.

FURTHER, PURSUANT TO §109.13 UNDER THE TEXAS SECURITIES ACT, THE COMPANY IS REQUIRED TO APPRISE PROSPECTIVE INVESTORS OF THE FOLLOWING: A LEGEND SHALL BE PLACED, UPON ISSUANCE, ON CERTIFICATES REPRESENTING SECURITIES PURCHASEDHEREUNDER, AND ANY PURCHASER HEREUNDER SHALL BE REQUIRED TO SIGN A WRITTEN AGREEMENT THAT HE WILL NOT SELL THE SUBJECT SECURITIES WITHOUT REGISTRATION UNDER APPLICABLE SECURITIES LAWS, OR EXEMPTIONS THEREFROM.O.Limited Transferability and LiquidityTo satisfy the requirements of certain exemptions from registration under the Securities Act, and to conform with applicable state securities laws, each investor must acquire his Shares for investment purposes only and not with a view towards distribution.

Yes as a certificate holder you may foreclose after one year.

I was working Death Certificates for a while (targeting the "Mail To:" names), but then I started up the mobile home referral thing, and just showed probate the door.

Attorney(s)certificate of service of 341meeting chapter 11 to be filed by 7/3/2008.

Maybe a vague gift certificate every year might help them at least be less annoying tenants.