I know most of BP audience was not around prior to 08 so they are not up to speed what happened..When lending dried up in 08 it not only dried up it STOPPEd and it stopped for many years.. you simply could not get an investor loan unless you were one really high earning W 2 type professional.. and or the loan product simply did not exist.

Although by nature I'm introverted (although you couldn't tell in my professional career), I'm taking a leap forward of opening up and seeing how far this could take me. 

Oops I posted the wrong thing but no worries, My true question is I'm looking to buy some multi-unit properties, and I don't have enough down payment yet.But I'm willing to work with other investors and build a team of other investors.Or should I borrow the money from a hard money lender for the down payment? 

If you do need one of these have it professionally maintained and possibly charge a night deposit.

I have an appointment scheduled with tax professional but thought I would venture into obtaining some info from some of BP's wisest...1.

Yes, this is true of everyone when you view them through the app!

That is true in or out of an Ira. 

However I went to my first local REI meeting the Professional Investors Guild (PIG).

I would highly advise anyone interested in investing in true multifamily to get David Lindahl's Multifamily Millions. 

@Carl LeggI agree with @Brian Eastman unless you have experience as you say and have professional advisors if you are not a professional don't save money here.