mortgage with a large deposit from a 1031.

Make an offer with a refundable deposit of $5,000 subject to a 10 day inspection period so they know you’re serious.

If tenant is willing to pay 1 month pre-paid rent  ( $750) in additional to the first month's rent ($750)  and security deposit at move in, then this pre-paid rent can be spread out over 11 months to lower their monthly obligation from $750/month to $681.81 so they can meet or almost meet the rental qualification of income being 4X the rent.  

The key is to find a bank that is aggressively seeking loans and deposit accounts.

For example, I often see Buyers purchase property thinking there is a $1,000 deposit but then the tenant claims it was actually $2,000 because they paid the last month's rent.

At that point you will have the (2) months bank statements needed that do not show a "large deposit" that would need to be sourced and seasoned.You might also want to look at other banks as there are more programs becoming available for 2023 up to 100% financing. 

That includes security deposit. 

Not soliciting just want some advice on a high level.PP $348,000FHA Loan 3.5% DownInterest Rate 3.125%Closing Cost Estimate $8700PITI $2650Property 4 unit Built 1974Sqft 2978Unit Mix 1 1bd1ba rent -$725 3 2bd/1ba - $780Gross Income $3065Deposits held (refundable 1st months rent)Fully occupied Tenant pays water/gas/electricity (individually metered) Upside Increase rents to market about 10-12% under market Implement surety bond for non refundable deposit Add on site laundry for additional income.

If they are nice, pay rent on time, and don't give you a headache I would just return the full deposit. 

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)