a few reactions:-it's going to be very, very tough to make a great return on RE as a beginner in this market. 

Markets with more supplies.

It has been mass-marketed-conditioning to IGNORE the price, here is financing JUST look at the payment.

You should open a Fidelity account and deposit your money in a money market fund (SPRXX).

This strategy requires knowledge of local markets, renovation costs, and the ability to manage or oversee renovations.I am a loan officer and I could advise you on how to tap into that equity and put that money to work.

This is everything from tax, to legal, SDIRA/Solo 401(k), creative financing, market updates, software, mngt, etc. 

It hot markets like Charleston, offers requesting this usually dont fly unless youre buying a property thats just sitting for some reason. 

I'm hoping to network with some of the higher performing agents up there who prospect daily, as I have some questions about your market and how lead sources vary in viability there vs here.

Most loans originated by direct lenders are sold on the secondary market.

I hear a lot of investors complaining about the Philly market and saturation in specific pockets, but early there are still people making money on these deals.