Maybe a cop out answer but I'm aggressively supportive of house-hacking in general, so if you're trying to get started and for whatever reason Meriden works for you to house-hack then do your due diligence and get inspections, but otherwise jump in.Feel free to message me with more specific questions & I would be happy to review what you're looking into.

A specimen can be provided, or the agent can at least type up the language in an email for your review.  

As suggested above review your loan docs...specifically the "Note" that will have the verbiage of this. 

I don’t think ANYONE read the title of your post or even the body of it. 

I will add that your thought on what defines a bedroom in Mpls is not correct, and I suggest you review the city information for landlords as it details what requirements must be meet to be considered a legal bedroom by rental license standards. 

It’s good advice but not practical as then no body needs any insurance.

Per Google, the blocks usually involve guests who are under 25, live within 50 miles, without reviews and trying to book an entire place.

If these two decide to go this route it is best if they have this reviewed by an attorney familiar with real estate.

It helps the guests feel more connected and therefore, better reviews.

I'll be curious to follow this and I wish we could review the appraisals themselves.