Would the fact that there is a restaurant with the 2 apartments make this a mandatory commercial loan? 

Would the fact that there is a restaurant with the 2 apartments make this a mandatory commercial loan?

Worse case scenario is that you get caught and shut down and you are again earning zero dollars per month...

So I can evict the day rent is late if I want, but I usually wait 7 days.Illegal self-help process involves things like the LL shutting off utilities, removing the front door, intimidating the tenant physically, entering the premises when the tenant is gone and throwing all their stuff on the lawn, etc. 

In a well maintained co-op with an onsite superintendent (the best), laundry room, storage unit, short distance to the public transportation 6 trains and buses (:30 minute Express train to midtown Manhattan), a block away from all shopping Macy's, Starbucks, Blink Fitness, restaurants and nearby parks.

Examples: Instead of getting general admission tickets to a concert, you'll be able to buy back-stage access and meet the artistInstead of going out to your local dollar-beer night on Thursdays, you could afford to go out and get bottle service (if that's your thing) Instead of going to Chipotle for lunch religiously, you could take all of your close friends to a more expensive restaurant on you- without having to think about itInstead of backpacking across Europe and eating ramen the whole time, you'll be able to travel comfortably and experience whatever intrigues you, passing up on nothing (again, if that's your thing)These are just quick examples off of the top of my head, as they are the things that I myself end up 'passing' on most frequently.

They also appear to be valuing closer amenities more than previous generations and actually want to live in the urban cores near restaurants, shopping etc and don't place as much value on yards, space etc. 

"B" neighborhoods are often what you would think of as a nice suburb near amenities such as popular retails stores and restaurants with lots of parks and is well cared for. 

First, my syndications were over-subscribing within hours, so even longtime investors who participate in every deal were getting shut out if they weren't watching their email for a couple of days. 

I can't believe the water department didn't shut the service off.