There is a large hospital in the area & I hope to rent to medical residents. 

I do look for judgments and evictions of course, however I don't look at school loans or medical bills.You are correct, you NEVER know how a tenant is going to be until they move in.

I'll admit my risk tolerance may be higher than others, but I am looking to grow my portfolio of properties as quickly as possible while interest rates are still low and deals are still plentiful.As Hattie mentioned, a HELOC may be an option to tap into the additional equity and reduce/avoid closing costs.

With crowd funding, each investor is small and therefore this reduces the over the should factor you might get with a larger investor or HML.On the downside to crowd funding, it is a lot of work to do it right. 

Hello Bigger Pockets Real Estate I need advice how to discharge property from (AEP)And if the price of charge from HPD is very high can I somehow reduce her?

I think I have it all figured out, as I have found that she reduced my usable sq/ft by 500 to account for my common areas, but did not do this for the comps, thereby producing an inaccurate price per sq/ft.

Would it be alright to ask tenants to either smoke recreationally only in the back yard unless they are using a vaporizer [or have a medical problem that would make going outside to medicate difficult]?

Well, a few comments, not a book this time.Risks can come in various masks, borrower takes bankruptcy, the sale was flawed or originated improperly which can be missed, court tosses it out or does a cram down, reducing principal and the court may bar any deficiency.

The buyer should send over an addendum as well as the appraisal to the seller and ask them to reduce the price to $309k

Same way you don't necessarily mind bankruptcy as a result of healthcare/medical expenses.