The ROI / punchline: I've already 100x'ed this investment, i.e. it's paid itself back 100x overShe did not ask for this review, but I had such a positive experience that I had to make the time to write it.

At a 6% cap-rate my property's worth approximately $1.9 million instead.Does anyone know of any options like this out there?

If the properties you're buying are going to be investment properties, DSCR loans can be a good option if you don't or can't do an income based loan. 

The program looks at location, property value, amount owing, interest rate, taxes, insurance, rents, condition, etc and several exit strategies.When we make an offer to buy, we can offer cash, subject to, wrap, seller financing, lease option, seller carryback and so on.Obviously if we wholesale the property, there is no carrying management needed, and if use a lease option to sell, the optionee is responsible for maintenance and repairs.

What you want to do is combine pieces of both of your options together. 

As others have stated, bank statement and DSCR are your best options.

Thanks Filter Criteria- Looking at stable rental income and cash flow positive properties, even if the appreciation gain is not that much. 

Or do most people here only purchase if the cash flow is positive?? 

Before jumping to the challenges, let's talk about some of the positives.The most obvious positive is the PM fee.

Now, I feel I would probably have to wait longer for rent prices to go up for me to get positive cash flow from renting out my current home(2nd home).