We believe in appreciation, however cash flow in high quality investment is main purpose of these investments for us and for our clients.

Jamie,you have some details correct and some mixed up a bit - let me help.There are 4 components to a property - let us use a single family home as an example.There is the house - bricks and sticks.There is the deed - who owns the propertyThere is usually a note and mortgage - the Note is the promise, the Mortgage Secures the promiseThere is occupancy.Most people think these are all in the same and sometimes they are - in our instance, they are not. 123 Main St is the physical address.

I have chosen to use other means of financing for this deal, mainly because - for me - there are too many unknowns and I do not invest in what I do not understand.

Right on Main St/Rt 20 near where it meets Moody St.Also did online CEs with them as well that were good and pretty user friendly.

I recommend going with a specialist attorney.Typically we don't have to deal with it because we mainly do flips, but sometimes we pick up auction properties that require an eviction.

That is really the main reason we don't have much in the way of savings.

The main house is divided into two.

One of the main advantages I see would be that I could have say 4 properties if I could find 75% financing and achieve a higher return (I am looking a long term wealth compared to current cash flow) AND I would have quadruple the appreciation.From a legal perspective, I will let others chime in.

I plan to purchase a small multi-family in southern Maine and to live in one of the units.

My Dad and Grandpa are mainly responsible for my interest.